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Politics · Fed · government

Washington

9–3 hold (July 29)

Minutes are a hawkish hold. Jackson Hole is the event.

July minutes are out. The committee held 3.50–3.75% on a 9–3 vote. Hammack, Kashkari, and Logan wanted a 25bp hike. Core PCE is 3.3%. They flagged equity valuations near dot-com-era premia on AI enthusiasm, and they named AI-infrastructure financing as a vulnerability. Tariff pass-through is described as largely complete; energy from the Middle East conflict is the other supply shock. That is a hawkish-leaning hold, not a cut. TLT +0.00% on the session. Dollar -0.23%. Gold +0.00% — still the policy hedge.

The call

Do not add equity beta on a 9–3 hold. Hold gold as the policy hedge. Wait for Warsh.

  • Hold GLD. Do not swap it for miners.
  • Do not add SMH or QQQ into the Chair's speech.
  • Watch the 10-year and the dollar overnight — they will move before stocks do.
  • Claims tomorrow 8:30am is the labor pulse into Jackson Hole.

Chair

Kevin Warsh

In the job since May 22

Funds rate

3.50–3.75%

Held since December 2025

Inflation

Core PCE 3.3% (June)

Unemployment 4.2%

July vote

9–3 hold (July 29)

Green hold · red wanted a hike (Hammack, Kashkari, Logan)

Policy path

  1. Today

    Minutes

  2. Aug 27–29

    Jackson Hole

  3. Sep 4

    Jobs

  4. Sep 11

    CPI

  5. Sep 15–16

    FOMC + SEP

  6. Nov 3

    Midterms

What the Fed is anticipated to do

Base case is hold. Hike is the tail the hawks keep alive. Cut is politics, not the committee.

  • Cut

    The White House wants it. The data do not. Core PCE 3.3% is not a cut. Do not price one on a speech.

  • Hold (base)

    Hold 3.50–3.75% at the September 15–16 FOMC unless the data force a move.

  • Hike (tail)

    Three dissenters already wanted +25bp in July. Minutes: a hike is needed if inflation does not cool. Hot jobs (Sep 4) or hot CPI (Sep 11) reopen it.

Claims tomorrow 8:30am, then Jackson Hole Aug 27–29, then jobs Sep 4 and CPI Sep 11.

What the government is doing

  • White House

    Watch

    The administration wants easier policy. Warsh has not pre-committed and dropped forward guidance. A public fight with the Chair is a gold bid and a duration hit.

    Next

    Keep the volume down into Jackson Hole. Any rate-cut demand the morning of the speech is noise — trade the Chair, not the tweet.

    Market

    Gold and TLT first. Equities wobble if it looks like a Fed-independence story.

  • Treasury / fiscal

    Risk

    Deficit is still wide. Bessent is funding more in bills. The 10-year is the tell, not the speech. Tax-cut law adds to the decade's borrowing.

    Next

    Watch the term premium into September refunding. If TLT leaks while stocks hold, fiscal is the story, not the Fed.

    Market

    More issuance = higher long rates. That cheapens duration and can cap equity multiples even if the funds rate is unchanged.

  • Tariffs / trade

    Risk

    Supreme Court blocked IEEPA emergency tariffs. Plan B is other statutes — product-specific, time-limited. Minutes say past pass-through is largely done.

    Next

    A fresh round is the inflation veto on a September cut. Watch executive actions, not campaign talk.

    Market

    Sticky core PCE, a firmer dollar, and import-sensitive earnings. Gold hates a dollar bid from this.

  • Congress / midterms

    Watch

    November 3. All 435 House seats and 35 Senate. Affordability, tariffs, and immigration are the ballot.

    Next

    Markets usually fade election night and trade the composition the next session. Gridlock is not a crash.

    Market

    The 2027 policy path for taxes, spending, and Fed independence runs through who holds the gavel — not through one print.

How it hits the book

  • Equities

    Do not add

    Minutes called out AI valuations and leverage. That is a veto on chasing SMH/QQQ into Warsh, not an order to dump a core index you already own.

  • Gold

    Hold the metal

    Policy uncertainty and a Chair who will not pre-commit is the bid. A hawkish Jackson Hole is the veto. GLD is the hedge, not GDX.

  • Bitcoin

    Rails, not the coin

    Jackson Hole's theme is financial innovation and payments. That can bid the wrappers (IBIT, CRCL). The coin still needs $60k. Do not confuse a symposium with a halving.

  • Dollar / yields

    Hawks have a vote

    Three dissenters for a hike is not a majority, but it is a tell. 10-year 4.65%. A Warsh surprise that sounds tighter bids DXY and cheapens TLT.

Would bid the tape

  • Warsh holds and talks inflation fading as tariff and energy shocks roll off — gold keeps a bid, duration catches a bid.
  • Financial-innovation speech is constructive for bitcoin rails (IBIT, CRCL), not a reason to chase the coin.
  • A quiet White House into Jackson Hole is the best tape. No public rate-cut demand.

Would hit the tape

  • A majority of the committee starts talking hike. Three hawks is a tell; seven is a regime.
  • Fresh tariffs or an energy spike that keeps core PCE sticky into the September SEP.
  • A public fight between the White House and the Chair — gold bids, TLT sells, risk assets wobble.
  • Minutes already warned on AI valuations and leverage. Do not use a hold vote as permission to chase SMH.

Looking forward

  1. Thu Aug 27

    Jackson Hole opens

    Kansas City Fed symposium. Theme: financial innovation — payments and policy.

  2. Fri Aug 28 · ~10am ET

    Warsh address

    The policy-signal day. Gold, TLT, and DXY will tell you what he said before the headline does.

  3. Fri Sep 4 · 8:30am

    Employment situation

    Payrolls, unemployment, average hourly earnings. A hot wage print reopens hike talk.

  4. Fri Sep 11 · 8:30am

    CPI (August)

    Core is the number. Headline is the headline. This print writes the SEP.

  5. Tue Sep 15 · 2:00pm

    FOMC + SEP

    Highest-volatility two days of the quarter. Dots matter more than the 25bp.

  6. Into the presser

    White House vs the Chair

    Trump wants lower rates. Warsh has made inflation the primary concern. Any public fight is a gold bid and a duration hit.

  7. Q4

    Tariff / trade path

    Minutes say past tariff pass-through is largely done. A new round is the inflation veto. Watch executive actions, not speeches.

  8. Tue Nov 3

    US midterms

    All 435 House seats, 35 Senate seats. Affordability, tariffs, immigration. Trade the composition of Congress the next session — not election night.

  9. Tue Oct 27

    October FOMC

    No SEP. Statement language still moves rates. First meeting after the inflation prints that follow Jackson Hole.

  10. Tue Dec 8

    December FOMC + SEP

    Last dots of the year. The 2027 path gets written here unless the midterms rewrite fiscal first.

During the day

Tomorrow is claims at 8:30am, then the grind into Jackson Hole. Do not reposition the book on tonight's minutes. Warsh speaks next week. Gold and duration still hedge the path; do not add equity beta because the hawks lost the vote.